Micro Credit, Women Self Help Groups and Entrepreneurship:Prospects and Problems

Authors

  •   Seema P. Salgaonkar Dept. of Political Science, Govt. College of Arts Science and Commerce, Khandola, Marcela, Goa
  •   Pradeep B. Salgaonkar Sri Sri Institute of Management Studies, Margao, Goa

DOI:

https://doi.org/10.21095/ajmr/2016/v9/i1/103777

Keywords:

Women, Entrepreneurship, Micro Finance, Goa.

Abstract

Micro financing has given an impetus to the growth of Women Self Help Groups (WSHGs) and WSHGs have given a fillip to women entrepreneurship, especially in developing countries like India. It is seen as a solution for solving women's difficulties in obtaining finance, as the savings of the group itself acts as collateral. The main focus of the paper is to study whether micro financing has really resulted in growth of women entrepreneurship? The study is conducted in the state of Goa. The required data was collected through in-depth personal interviews with the members WSHGs. The sample respondents consisted of members of the WSHGs from all over Goa. Sample size was 100 (hundred) WSHGs, at least 8 (eight) from each of the 12 Talukas. The study reflected that micro financing and formation of WSHGs has helped in exploring the chances of springboards for women to be independent entrepreneurs. However the transformation is never an easy one. There are various challenges faced by women members in both cases, whether venturing in group entrepreneurship or being individual entrepreneurs.

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Published

2016-03-01

How to Cite

Salgaonkar, S. P., & Salgaonkar, P. B. (2016). Micro Credit, Women Self Help Groups and Entrepreneurship:Prospects and Problems. Adarsh Journal of Management Research, 9(1), 36–43. https://doi.org/10.21095/ajmr/2016/v9/i1/103777

Issue

Volume 9, Issue 1, March 2016

Section

Articles
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